ÖKK in canton Bern: twelve years of premiums
In canton Bern, the lowest ÖKK premium went from CHF 325.60 a month in 2015 to CHF 477.00 in 2026 — a rise of +46.5 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 325.60 | CHF 298.10 | CHF 27.50 |
| 2016 | CHF 350.00 | CHF 319.60 | CHF 30.40 |
| 2017 | CHF 368.40 | CHF 334.70 | CHF 33.70 |
| 2018 | CHF 391.50 | CHF 343.80 | CHF 47.70 |
| 2019 | CHF 390.30 | CHF 363.50 | CHF 26.80 |
| 2020 | CHF 390.30 | CHF 371.20 | CHF 19.10 |
| 2021 | CHF 390.30 | CHF 368.50 | CHF 21.80 |
| 2022 | CHF 370.20 | CHF 369.00 | CHF 1.20 |
| 2023 | CHF 395.00 | CHF 376.00 | CHF 19.00 |
| 2024 | CHF 436.10 | CHF 403.20 | CHF 32.90 |
| 2025 | CHF 451.50 | CHF 421.30 | CHF 30.20 |
| 2026 | CHF 477.00 | CHF 447.50 | CHF 29.50 |
Faster or slower than the rest?
ÖKK rose +46.5 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +10.4 % in one go. The premium did not move in 2020, 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.