ÖKK in canton Grisons: twelve years of premiums
In canton Grisons, the lowest ÖKK premium went from CHF 288.80 a month in 2015 to CHF 425.70 in 2026 — a rise of +47.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 288.80 | CHF 227.80 | CHF 61.00 |
| 2016 | CHF 302.80 | CHF 237.30 | CHF 65.50 |
| 2017 | CHF 315.00 | CHF 274.55 | CHF 40.45 |
| 2018 | CHF 329.00 | CHF 277.60 | CHF 51.40 |
| 2019 | CHF 338.70 | CHF 305.20 | CHF 33.50 |
| 2020 | CHF 338.70 | CHF 315.90 | CHF 22.80 |
| 2021 | CHF 351.90 | CHF 321.10 | CHF 30.80 |
| 2022 | CHF 343.80 | CHF 320.50 | CHF 23.30 |
| 2023 | CHF 364.50 | CHF 322.00 | CHF 42.50 |
| 2024 | CHF 394.20 | CHF 347.00 | CHF 47.20 |
| 2025 | CHF 403.20 | CHF 388.00 | CHF 15.20 |
| 2026 | CHF 425.70 | CHF 404.70 | CHF 21.00 |
Faster or slower than the rest?
ÖKK rose +47.4 % over the period, against +77.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +8.2 % in one go. The premium did not move in 2020.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Grisons, canton by canton
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.