ÖKK in canton Vaud: twelve years of premiums
In canton Vaud, the lowest ÖKK premium went from CHF 445.40 a month in 2015 to CHF 567.00 in 2026 — a rise of +27.3 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 445.40 | CHF 327.80 | CHF 117.60 |
| 2016 | CHF 445.40 | CHF 340.00 | CHF 105.40 |
| 2017 | CHF 469.00 | CHF 364.30 | CHF 104.70 |
| 2018 | CHF 507.90 | CHF 391.80 | CHF 116.10 |
| 2019 | CHF 480.40 | CHF 422.60 | CHF 57.80 |
| 2020 | CHF 480.40 | CHF 415.00 | CHF 65.40 |
| 2021 | CHF 480.40 | CHF 406.50 | CHF 73.90 |
| 2022 | CHF 468.20 | CHF 407.00 | CHF 61.20 |
| 2023 | CHF 468.20 | CHF 424.20 | CHF 44.00 |
| 2024 | CHF 521.50 | CHF 488.50 | CHF 33.00 |
| 2025 | CHF 551.30 | CHF 501.60 | CHF 49.70 |
| 2026 | CHF 567.00 | CHF 537.30 | CHF 29.70 |
Faster or slower than the rest?
ÖKK rose +27.3 % over the period, against +63.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +11.4 % in one go. The premium did not move in 2016, 2020, 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vaud, canton by canton
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.