Which is the cheapest health insurer in Switzerland?
The answer
There is no single one: 9 different insurers are the cheapest in at least one of Switzerland’s 42 premium regions. The country’s lowest adult premium is CHF 335.10 a month, in Baar.
Why
An insurer can be unbeatable in one canton and twelfth in the next, because each sets its rates region by region. Answering “it is X” without saying where would be wrong for most insured people.
Between the cheapest region (CHF 335.10, Baar) and the dearest (CHF 604.30, Aire-la-Ville) there is CHF 3'230.40 a year — for exactly the same cover defined by law.
The other questions
- How much does health insurance cost in Switzerland?
- How much does health insurance cost for a child?
- When can I change health insurer?
- Can a Swiss health insurer refuse you?
- Are the benefits the same at every insurer?
- Which deductible should I choose?
- Does the family doctor model really save money?
- Can I remove accident cover from my health insurance?
- What is the difference between the deductible and the co-payment?
- Why does my neighbour pay less than me?
- Why do premiums rise every year?
- How do I cancel my Swiss health insurance?
- What happens if I do not pay my premium?
- Do I have to insure a newborn, and when?
- How many health insurers are there in Switzerland?
Source: Federal Office of Public Health (FOPH), official premiums.