Why do premiums rise every year?
The answer
Because they must cover the coming year’s health costs. Since 2015, Switzerland’s lowest premium has risen by 179.3 %.
Why
Insurers may not make a profit on basic insurance. Their premiums are approved each year by the FOPH and must match expected costs: ageing, new treatments, rising volume of care.
The movement also shows in the number of players: 59 insurers operated in 2015, 34 remain. 25 have merged or closed — their names are on our archive pages.
The other questions
- Which is the cheapest health insurer in Switzerland?
- How much does health insurance cost in Switzerland?
- How much does health insurance cost for a child?
- When can I change health insurer?
- Can a Swiss health insurer refuse you?
- Are the benefits the same at every insurer?
- Which deductible should I choose?
- Does the family doctor model really save money?
- Can I remove accident cover from my health insurance?
- What is the difference between the deductible and the co-payment?
- Why does my neighbour pay less than me?
- How do I cancel my Swiss health insurance?
- What happens if I do not pay my premium?
- Do I have to insure a newborn, and when?
- How many health insurers are there in Switzerland?
Source: Federal Office of Public Health (FOPH), official premiums.