CHF 500 deductible in Region 1 of canton Bern
At a CHF 500 deductible, 26 insurers offer a premium in Region 1 of canton Bern. The lowest is CHF 533.50 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 540.10, the CHF 500 deductible saves CHF 79.20 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 379.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
26 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Visana | CHF 533.50 | View |
| 2 | Vivao Sympany | CHF 534.20 | View |
| 3 | Atupri | CHF 537.30 | View |
| 4 | Helsana | CHF 537.30 | View |
| 5 | Sanitas | CHF 540.70 | View |
| 6 | sana24 | CHF 560.10 | View |
| 7 | CSS | CHF 565.50 | View |
| 8 | KPT | CHF 566.50 | View |
| 9 | Steffisburg | CHF 569.50 | View |
| 10 | SWICA | CHF 571.00 | View |
| 11 | ÖKK | CHF 573.60 | View |
| 12 | Sumiswalder | CHF 575.20 | View |
| 13 | Assura-Basis | CHF 577.90 | View |
| 14 | CONCORDIA | CHF 579.20 | View |
| 15 | sodalis | CHF 586.60 | View |
| 16 | Mutuel | CHF 589.70 | View |
| 17 | EGK | CHF 591.80 | View |
| 18 | Avenir | CHF 595.20 | View |
| 19 | SLKK | CHF 597.50 | View |
| 20 | Philos | CHF 597.80 | View |
| 21 | Agrisano | CHF 600.70 | View |
| 22 | Aquilana | CHF 602.60 | View |
| 23 | Galenos | CHF 618.50 | View |
| 24 | Luzerner Hinterland | CHF 623.30 | View |
| 25 | vita surselva | CHF 634.35 | View |
| 26 | rhenusana | CHF 687.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.