CHF 2'000 deductible in Region 1 of canton Schaffhausen
At a CHF 2'000 deductible, 22 insurers offer a premium in Region 1 of canton Schaffhausen. The lowest is CHF 381.20 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 480.30, the CHF 2'000 deductible saves CHF 1'189.20 a year on the premium.
What it risks
In exchange you must cover CHF 1'700 more yourself before the insurance steps in. The tipping point is CHF 1'489.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
22 insurers at a CHF 2'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | ÖKK | CHF 381.20 | View |
| 2 | Helsana | CHF 387.20 | View |
| 3 | Assura-Basis | CHF 392.90 | View |
| 4 | Galenos | CHF 400.70 | View |
| 5 | Visana | CHF 401.60 | View |
| 6 | CONCORDIA | CHF 403.20 | View |
| 7 | Aquilana | CHF 405.70 | View |
| 8 | Vivao Sympany | CHF 406.90 | View |
| 9 | SWICA | CHF 411.80 | View |
| 10 | Agrisano | CHF 414.50 | View |
| 11 | Atupri | CHF 417.00 | View |
| 12 | EGK | CHF 417.90 | View |
| 13 | Sanitas | CHF 423.60 | View |
| 14 | Sumiswalder | CHF 430.00 | View |
| 15 | Philos | CHF 433.70 | View |
| 16 | CSS | CHF 436.00 | View |
| 17 | sana24 | CHF 441.40 | View |
| 18 | SLKK | CHF 443.50 | View |
| 19 | rhenusana | CHF 451.30 | View |
| 20 | Mutuel | CHF 456.20 | View |
| 21 | Avenir | CHF 469.90 | View |
| 22 | vita surselva | CHF 498.95 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.