CHF 1'000 deductible in Region 2 of canton Schaffhausen
At a CHF 1'000 deductible, 23 insurers offer a premium in Region 2 of canton Schaffhausen. The lowest is CHF 398.70 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 433.80, the CHF 1'000 deductible saves CHF 421.20 a year on the premium.
What it risks
In exchange you must cover CHF 700 more yourself before the insurance steps in. The tipping point is CHF 721.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 1'000 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 398.70 | View |
| 2 | ÖKK | CHF 407.30 | View |
| 3 | Assura-Basis | CHF 411.80 | View |
| 4 | Visana | CHF 414.40 | View |
| 5 | Aquilana | CHF 424.30 | View |
| 6 | KPT | CHF 428.20 | View |
| 7 | CONCORDIA | CHF 428.80 | View |
| 8 | Galenos | CHF 430.10 | View |
| 9 | SWICA | CHF 435.00 | View |
| 10 | Sanitas | CHF 443.55 | View |
| 11 | EGK | CHF 446.00 | View |
| 12 | Sumiswalder | CHF 449.80 | View |
| 13 | Helsana | CHF 450.50 | View |
| 14 | SLKK | CHF 452.40 | View |
| 15 | Vivao Sympany | CHF 457.30 | View |
| 16 | sana24 | CHF 458.50 | View |
| 17 | Philos | CHF 460.30 | View |
| 18 | rhenusana | CHF 466.80 | View |
| 19 | CSS | CHF 473.70 | View |
| 20 | Atupri | CHF 475.30 | View |
| 21 | Mutuel | CHF 487.00 | View |
| 22 | Avenir | CHF 494.30 | View |
| 23 | vita surselva | CHF 524.80 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.