CHF 1'500 deductible in Region 2 of canton Schaffhausen
At a CHF 1'500 deductible, 23 insurers offer a premium in Region 2 of canton Schaffhausen. The lowest is CHF 373.60 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 433.80, the CHF 1'500 deductible saves CHF 722.40 a year on the premium.
What it risks
In exchange you must cover CHF 1'200 more yourself before the insurance steps in. The tipping point is CHF 1'022.40 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 1'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 373.60 | View |
| 2 | ÖKK | CHF 378.10 | View |
| 3 | Assura-Basis | CHF 382.60 | View |
| 4 | Visana | CHF 385.20 | View |
| 5 | Aquilana | CHF 399.00 | View |
| 6 | KPT | CHF 399.00 | View |
| 7 | CONCORDIA | CHF 399.60 | View |
| 8 | Galenos | CHF 400.90 | View |
| 9 | SWICA | CHF 405.80 | View |
| 10 | Sanitas | CHF 414.35 | View |
| 11 | EGK | CHF 416.80 | View |
| 12 | Helsana | CHF 421.30 | View |
| 13 | Sumiswalder | CHF 423.00 | View |
| 14 | SLKK | CHF 426.70 | View |
| 15 | Vivao Sympany | CHF 428.10 | View |
| 16 | sana24 | CHF 429.30 | View |
| 17 | Philos | CHF 430.80 | View |
| 18 | rhenusana | CHF 440.30 | View |
| 19 | CSS | CHF 444.50 | View |
| 20 | Atupri | CHF 446.10 | View |
| 21 | Mutuel | CHF 457.50 | View |
| 22 | Avenir | CHF 464.80 | View |
| 23 | vita surselva | CHF 496.60 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.