CHF 2'500 deductible in Region 2 of canton Schaffhausen
At a CHF 2'500 deductible, 23 insurers offer a premium in Region 2 of canton Schaffhausen. The lowest is CHF 323.40 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 433.80, the CHF 2'500 deductible saves CHF 1'324.80 a year on the premium.
What it risks
In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'624.80 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 323.40 | View |
| 2 | Assura-Basis | CHF 324.30 | View |
| 3 | Visana | CHF 326.90 | View |
| 4 | ÖKK | CHF 328.10 | View |
| 5 | Aquilana | CHF 340.20 | View |
| 6 | KPT | CHF 340.70 | View |
| 7 | CONCORDIA | CHF 341.30 | View |
| 8 | SWICA | CHF 341.90 | View |
| 9 | Galenos | CHF 342.60 | View |
| 10 | Sanitas | CHF 356.05 | View |
| 11 | EGK | CHF 358.50 | View |
| 12 | Helsana | CHF 363.00 | View |
| 13 | Sumiswalder | CHF 369.40 | View |
| 14 | Vivao Sympany | CHF 369.80 | View |
| 15 | sana24 | CHF 371.00 | View |
| 16 | Philos | CHF 372.80 | View |
| 17 | SLKK | CHF 375.40 | View |
| 18 | CSS | CHF 386.20 | View |
| 19 | rhenusana | CHF 386.30 | View |
| 20 | Atupri | CHF 387.80 | View |
| 21 | Mutuel | CHF 399.50 | View |
| 22 | Avenir | CHF 406.80 | View |
| 23 | vita surselva | CHF 443.55 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.