Other model with a CHF 300 deductible in Region 2 of canton Schaffhausen

21 insurers offer a Other model with a CHF 300 deductible in Region 2. The lowest premium is CHF 433.80 a month for an adult, accident cover included.

What this combination earns

Against free choice of doctor at the minimum deductible, whose lowest premium is CHF 504.40, this combination saves CHF 847.20 a year.

Where the saving comes from

The model contributes about CHF 847.20 a year — the part paid for in freedom to choose your doctor, at the same CHF 300 deductible.

The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.

What the deductible risks

This is the minimum deductible: no extra risk compared with the reference.

The insurers, cheapest to dearest

21 insurers offer this combination in this region, with the trade name of their plan.

Rank	Insurer	Plan name	Premium
1	Agrisano	AGRIsmart	CHF 433.80	View
2	Visana	Tel Care	CHF 455.20	View
3	Aquilana	SMARTMED	CHF 459.80	View
4	ÖKK	Select	CHF 463.50	View
5	KPT	KPTwin.smart	CHF 469.00	View
6	CONCORDIA	smartDoc	CHF 469.60	View
7	Galenos	Combi Care	CHF 470.90	View
8	EGK	EGK-TelCare	CHF 486.80	View
9	Sumiswalder	Telmed	CHF 487.40	View
10	SLKK	SLKK-SmartMed	CHF 488.30	View
11	Helsana	BeneFit PLUS Telmed	CHF 491.30	View
12	Vivao Sympany	FlexHelp 24	CHF 498.10	View
13	sana24	Combi Care	CHF 499.30	View
14	Sanitas	TelMed (Compact One)	CHF 501.10	View
15	rhenusana	sanmed24	CHF 504.30	View
16	Philos	PrimaFlex	CHF 506.60	View
17	Atupri	SmartCare	CHF 516.10	View
18	SWICA	FAVORIT TELMED	CHF 520.10	View
19	CSS	Callmed	CHF 523.30	View
20	Mutuel	PrimaFlex	CHF 529.00	View
21	Avenir	PrimaFlex	CHF 537.80	View

Source: Federal Office of Public Health (FOPH), official premiums. 2026.