CHF 500 deductible in Region 2 of canton Schaffhausen
At a CHF 500 deductible, 23 insurers offer a premium in Region 2 of canton Schaffhausen. The lowest is CHF 423.70 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 433.80, the CHF 500 deductible saves CHF 121.20 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 421.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Agrisano | CHF 423.70 | View |
| 2 | ÖKK | CHF 436.50 | View |
| 3 | Assura-Basis | CHF 441.00 | View |
| 4 | Visana | CHF 448.60 | View |
| 5 | Aquilana | CHF 449.80 | View |
| 6 | KPT | CHF 457.40 | View |
| 7 | CONCORDIA | CHF 458.00 | View |
| 8 | SWICA | CHF 458.60 | View |
| 9 | Galenos | CHF 459.20 | View |
| 10 | Sanitas | CHF 472.75 | View |
| 11 | EGK | CHF 475.20 | View |
| 12 | Sumiswalder | CHF 476.60 | View |
| 13 | SLKK | CHF 478.10 | View |
| 14 | Helsana | CHF 479.70 | View |
| 15 | Vivao Sympany | CHF 486.50 | View |
| 16 | sana24 | CHF 487.60 | View |
| 17 | Philos | CHF 489.30 | View |
| 18 | rhenusana | CHF 493.80 | View |
| 19 | CSS | CHF 502.90 | View |
| 20 | Atupri | CHF 504.50 | View |
| 21 | Mutuel | CHF 516.00 | View |
| 22 | Avenir | CHF 523.30 | View |
| 23 | vita surselva | CHF 553.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.