KPT — Region 1, Schaffhausen: twelve years of premiums
Region 1, Schaffhausen: the lowest KPT premium went from CHF 312.90 a month in 2015 to CHF 503.60 in 2026 — a rise of +61.0 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 312.90 | CHF 300.30 | CHF 12.60 |
| 2016 | CHF 347.00 | CHF 314.80 | CHF 32.20 |
| 2017 | CHF 382.90 | CHF 352.90 | CHF 30.00 |
| 2018 | CHF 393.70 | CHF 352.40 | CHF 41.30 |
| 2019 | CHF 432.10 | CHF 381.40 | CHF 50.70 |
| 2020 | CHF 436.90 | CHF 374.30 | CHF 62.60 |
| 2021 | CHF 444.90 | CHF 371.20 | CHF 73.70 |
| 2022 | CHF 432.90 | CHF 384.70 | CHF 48.20 |
| 2023 | CHF 446.50 | CHF 404.50 | CHF 42.00 |
| 2024 | CHF 475.80 | CHF 446.10 | CHF 29.70 |
| 2025 | CHF 494.10 | CHF 466.40 | CHF 27.70 |
| 2026 | CHF 503.60 | CHF 480.30 | CHF 23.30 |
Faster or slower than the rest?
KPT rose +61.0 % over the period, against +59.9 % for the cheapest insurer in the same place. The gap widened: staying put cost a little more every year.
The year that hurt — The steepest year-on-year jump was 2016: +10.9 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
KPT, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.