ÖKK — Region 1, Schaffhausen: twelve years of premiums
Region 1, Schaffhausen: the lowest ÖKK premium went from CHF 332.40 a month in 2015 to CHF 480.30 in 2026 — a rise of +44.5 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 332.40 | CHF 300.30 | CHF 32.10 |
| 2016 | CHF 360.50 | CHF 314.80 | CHF 45.70 |
| 2017 | CHF 377.20 | CHF 352.90 | CHF 24.30 |
| 2018 | CHF 408.60 | CHF 352.40 | CHF 56.20 |
| 2019 | CHF 406.90 | CHF 381.40 | CHF 25.50 |
| 2020 | CHF 406.90 | CHF 374.30 | CHF 32.60 |
| 2021 | CHF 413.90 | CHF 371.20 | CHF 42.70 |
| 2022 | CHF 393.80 | CHF 384.70 | CHF 9.10 |
| 2023 | CHF 417.60 | CHF 404.50 | CHF 13.10 |
| 2024 | CHF 454.20 | CHF 446.10 | CHF 8.10 |
| 2025 | CHF 466.40 | CHF 466.40 | — |
| 2026 | CHF 480.30 | CHF 480.30 | — |
Faster or slower than the rest?
ÖKK rose +44.5 % over the period, against +59.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +8.8 % in one go. The premium did not move in 2020.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.