Vivao Sympany — Region 2, Schaffhausen: twelve years of premiums
Region 2, Schaffhausen: the lowest Vivao Sympany premium went from CHF 331.70 a month in 2015 to CHF 498.10 in 2026 — a rise of +50.2 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 331.70 | CHF 283.80 | CHF 47.90 |
| 2016 | CHF 342.20 | CHF 289.60 | CHF 52.60 |
| 2017 | CHF 350.70 | CHF 324.80 | CHF 25.90 |
| 2018 | CHF 350.30 | CHF 324.20 | CHF 26.10 |
| 2019 | CHF 357.90 | CHF 354.30 | CHF 3.60 |
| 2020 | CHF 372.20 | CHF 359.30 | CHF 12.90 |
| 2021 | CHF 386.80 | CHF 339.30 | CHF 47.50 |
| 2022 | CHF 386.80 | CHF 354.40 | CHF 32.40 |
| 2023 | CHF 414.00 | CHF 384.60 | CHF 29.40 |
| 2024 | CHF 482.70 | CHF 383.40 | CHF 99.30 |
| 2025 | CHF 502.00 | CHF 410.30 | CHF 91.70 |
| 2026 | CHF 498.10 | CHF 433.80 | CHF 64.30 |
Faster or slower than the rest?
Vivao Sympany rose +50.2 % over the period, against +52.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +16.6 % in one go. The premium did not move in 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.