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PrimaCare or SanaTel?

Avenir offers both: PrimaCare and SanaTel. They are available together in 42 premium regions, and the cheaper of the two is not the same everywhere.

The cheaper one is not the same everywhere

Across 42 premium regions where both are offered, PrimaCare is cheaper in 19 and SanaTel in 8. The average gap between them is CHF 85.40 a year.

The gap is widest in Thurgau: CHF 368.40 a year.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.