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PrimaCare or SanaTel — Uri

Uri: with Avenir, PrimaCare costs CHF 481.20 a month in 2026 and SanaTel CHF 481.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here PrimaCare and SanaTel cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 481.20CHF 481.20
500CHF 469.70CHF 469.70
1'000CHF 440.70CHF 440.70
1'500CHF 411.20CHF 411.20
2'000CHF 382.20CHF 382.20
2'500CHF 353.20CHF 353.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.