PrimaCare or SanaTel — Region 2, Bern
Region 2, Bern: with Avenir, PrimaCare costs CHF 552.30 a month in 2026 and SanaTel CHF 558.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PrimaCare is the cheaper of the two here: CHF 74.40 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.
The price at every deductible
| Deductible | PrimaCare | SanaTel | Gap per year |
|---|---|---|---|
| 300 | CHF 552.30 | CHF 558.50 | CHF 74.40 |
| 500 | CHF 540.80 | CHF 547.00 | CHF 74.40 |
| 1'000 | CHF 511.80 | CHF 518.00 | CHF 74.40 |
| 1'500 | CHF 482.30 | CHF 488.50 | CHF 74.40 |
| 2'000 | CHF 453.30 | CHF 459.50 | CHF 74.40 |
| 2'500 | CHF 424.30 | CHF 430.50 | CHF 74.40 |
The comparison, region by region
- PrimaCare or SanaTel?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.