PrimaCare or SanaTel — Region 3, St. Gallen
Region 3, St. Gallen: with Avenir, PrimaCare costs CHF 482.20 a month in 2026 and SanaTel CHF 482.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here PrimaCare and SanaTel cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.
The price at every deductible
| Deductible | PrimaCare | SanaTel | Gap per year |
|---|---|---|---|
| 300 | CHF 482.20 | CHF 482.20 | — |
| 500 | CHF 470.70 | CHF 470.70 | — |
| 1'000 | CHF 441.70 | CHF 441.70 | — |
| 1'500 | CHF 412.20 | CHF 412.20 | — |
| 2'000 | CHF 383.20 | CHF 383.20 | — |
| 2'500 | CHF 354.20 | CHF 354.20 | — |
The comparison, region by region
- PrimaCare or SanaTel?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.