PrimaCare or SanaTel — Region 1, Bern
Region 1, Bern: with Avenir, PrimaCare costs CHF 613.60 a month in 2026 and SanaTel CHF 620.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PrimaCare is the cheaper of the two here: CHF 84.00 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.
The price at every deductible
| Deductible | PrimaCare | SanaTel | Gap per year |
|---|---|---|---|
| 300 | CHF 613.60 | CHF 620.60 | CHF 84.00 |
| 500 | CHF 602.10 | CHF 609.10 | CHF 84.00 |
| 1'000 | CHF 573.10 | CHF 580.10 | CHF 84.00 |
| 1'500 | CHF 543.60 | CHF 550.60 | CHF 84.00 |
| 2'000 | CHF 514.60 | CHF 521.60 | CHF 84.00 |
| 2'500 | CHF 485.60 | CHF 492.60 | CHF 84.00 |
The comparison, region by region
- PrimaCare or SanaTel?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.