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PrimaCare or SanaTel — Region 1, Fribourg

Region 1, Fribourg: with Avenir, PrimaCare costs CHF 563.70 a month in 2026 and SanaTel CHF 570.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaCare is the cheaper of the two here: CHF 76.80 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 563.70CHF 570.10CHF 76.80
500CHF 552.20CHF 558.60CHF 76.80
1'000CHF 523.20CHF 529.60CHF 76.80
1'500CHF 493.70CHF 500.10CHF 76.80
2'000CHF 464.70CHF 471.10CHF 76.80
2'500CHF 435.70CHF 442.10CHF 76.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.