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PrimaCare or SanaTel — Nidwalden

Nidwalden: with Avenir, PrimaCare costs CHF 468.00 a month in 2026 and SanaTel CHF 468.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here PrimaCare and SanaTel cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 468.00CHF 468.00
500CHF 456.50CHF 456.50
1'000CHF 427.50CHF 427.50
1'500CHF 398.00CHF 398.00
2'000CHF 369.00CHF 369.00
2'500CHF 340.00CHF 340.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.