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Sophie

PrimaCare or SanaTel — Region 2, Ticino

Region 2, Ticino: with Avenir, PrimaCare costs CHF 633.30 a month in 2026 and SanaTel CHF 640.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaCare is the cheaper of the two here: CHF 85.20 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 633.30CHF 640.40CHF 85.20
500CHF 621.80CHF 628.90CHF 85.20
1'000CHF 592.80CHF 599.90CHF 85.20
1'500CHF 563.30CHF 570.40CHF 85.20
2'000CHF 534.30CHF 541.40CHF 85.20
2'500CHF 505.30CHF 512.40CHF 85.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.