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PrimaCare or SanaTel — Region 3, Grisons

Region 3, Grisons: with Avenir, PrimaCare costs CHF 494.00 a month in 2026 and SanaTel CHF 494.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here PrimaCare and SanaTel cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 494.00CHF 494.00
500CHF 482.50CHF 482.50
1'000CHF 453.50CHF 453.50
1'500CHF 424.00CHF 424.00
2'000CHF 395.00CHF 395.00
2'500CHF 366.00CHF 366.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.