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PrimaCare or SanaTel — Zug

Zug: with Avenir, PrimaCare costs CHF 368.60 a month in 2026 and SanaTel CHF 368.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here PrimaCare and SanaTel cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 368.60CHF 368.60
500CHF 357.10CHF 357.10
1'000CHF 328.10CHF 328.10
1'500CHF 298.60CHF 298.60
2'000CHF 269.60CHF 269.60
2'500CHF 240.60CHF 240.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.