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Sophie

PrimaCare or SanaTel — Region 1, Valais

Region 1, Valais: with Avenir, PrimaCare costs CHF 551.20 a month in 2026 and SanaTel CHF 557.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaCare is the cheaper of the two here: CHF 75.60 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 551.20CHF 557.50CHF 75.60
500CHF 539.70CHF 546.00CHF 75.60
1'000CHF 510.70CHF 517.00CHF 75.60
1'500CHF 481.20CHF 487.50CHF 75.60
2'000CHF 452.20CHF 458.50CHF 75.60
2'500CHF 423.20CHF 429.50CHF 75.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.