PrimaCare or SanaTel — Region 3, Bern
Region 3, Bern: with Avenir, PrimaCare costs CHF 515.40 a month in 2026 and SanaTel CHF 521.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PrimaCare is the cheaper of the two here: CHF 70.80 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.
The price at every deductible
| Deductible | PrimaCare | SanaTel | Gap per year |
|---|---|---|---|
| 300 | CHF 515.40 | CHF 521.30 | CHF 70.80 |
| 500 | CHF 503.90 | CHF 509.80 | CHF 70.80 |
| 1'000 | CHF 474.90 | CHF 480.80 | CHF 70.80 |
| 1'500 | CHF 445.40 | CHF 451.30 | CHF 70.80 |
| 2'000 | CHF 416.40 | CHF 422.30 | CHF 70.80 |
| 2'500 | CHF 387.40 | CHF 393.30 | CHF 70.80 |
The comparison, region by region
- PrimaCare or SanaTel?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.