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Sophie

PrimaCare or SanaTel — Region 1, Vaud

Region 1, Vaud: with Avenir, PrimaCare costs CHF 634.70 a month in 2026 and SanaTel CHF 638.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaCare is the cheaper of the two here: CHF 43.20 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 634.70CHF 638.30CHF 43.20
500CHF 623.20CHF 626.80CHF 43.20
1'000CHF 594.20CHF 597.80CHF 43.20
1'500CHF 564.70CHF 568.30CHF 43.20
2'000CHF 535.70CHF 539.30CHF 43.20
2'500CHF 506.70CHF 510.30CHF 43.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.