PrimaCare or SanaTel — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with Avenir, PrimaCare costs CHF 504.10 a month in 2026 and SanaTel CHF 509.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PrimaCare is the cheaper of the two here: CHF 68.40 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.
The price at every deductible
| Deductible | PrimaCare | SanaTel | Gap per year |
|---|---|---|---|
| 300 | CHF 504.10 | CHF 509.80 | CHF 68.40 |
| 500 | CHF 492.60 | CHF 498.30 | CHF 68.40 |
| 1'000 | CHF 463.60 | CHF 469.30 | CHF 68.40 |
| 1'500 | CHF 434.10 | CHF 439.80 | CHF 68.40 |
| 2'000 | CHF 405.10 | CHF 410.80 | CHF 68.40 |
| 2'500 | CHF 376.10 | CHF 381.80 | CHF 68.40 |
The comparison, region by region
- PrimaCare or SanaTel?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.