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PrimaCare or SanaTel — Region 2, Fribourg

Region 2, Fribourg: with Avenir, PrimaCare costs CHF 524.30 a month in 2026 and SanaTel CHF 530.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaCare is the cheaper of the two here: CHF 70.80 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 524.30CHF 530.20CHF 70.80
500CHF 512.80CHF 518.70CHF 70.80
1'000CHF 483.80CHF 489.70CHF 70.80
1'500CHF 454.30CHF 460.20CHF 70.80
2'000CHF 425.30CHF 431.20CHF 70.80
2'500CHF 396.30CHF 402.20CHF 70.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.