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PrimaCare or SanaTel — Geneva

Geneva: with Avenir, PrimaCare costs CHF 680.30 a month in 2026 and SanaTel CHF 695.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaCare is the cheaper of the two here: CHF 186.00 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaCare is a "Family doctor" model. SanaTel is a "Telemedicine and others" model.

  • PrimaCare

    Family doctor

    You pick a family doctor and always go to them first.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaCareSanaTelGap per year
300CHF 680.30CHF 695.80CHF 186.00
500CHF 668.80CHF 684.30CHF 186.00
1'000CHF 639.80CHF 655.30CHF 186.00
1'500CHF 610.30CHF 625.80CHF 186.00
2'000CHF 581.30CHF 596.80CHF 186.00
2'500CHF 552.30CHF 567.80CHF 186.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.