Avenir PrimaFlex — Aargau
Aargau: the PrimaFlex model from Avenir costs CHF 515.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 515.80, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 764.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 515.80 | CHF 479.70 |
| 500 | CHF 504.80 | CHF 469.50 |
| 1'000 | CHF 477.30 | CHF 443.90 |
| 1'500 | CHF 449.30 | CHF 417.90 |
| 2'000 | CHF 421.70 | CHF 392.20 |
| 2'500 | CHF 394.20 | CHF 366.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 374.30 | CHF 348.10 |
| 500 | CHF 362.80 | CHF 337.40 |
| 1'000 | CHF 333.80 | CHF 310.40 |
| 1'500 | CHF 304.30 | CHF 283.00 |
| 2'000 | CHF 275.30 | CHF 256.00 |
| 2'500 | CHF 246.30 | CHF 229.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.60 | CHF 117.70 |
| 100 | CHF 120.80 | CHF 112.30 |
| 200 | CHF 115.00 | CHF 106.90 |
| 300 | CHF 109.10 | CHF 101.50 |
| 400 | CHF 103.30 | CHF 96.10 |
| 500 | CHF 97.50 | CHF 90.70 |
| 600 | CHF 91.60 | CHF 85.20 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.