Avenir PrimaFlex — Schwyz
Schwyz: the PrimaFlex model from Avenir costs CHF 468.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 468.30, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 765.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 468.30 | CHF 435.50 |
| 500 | CHF 457.30 | CHF 425.30 |
| 1'000 | CHF 429.80 | CHF 399.70 |
| 1'500 | CHF 401.80 | CHF 373.70 |
| 2'000 | CHF 374.20 | CHF 348.00 |
| 2'500 | CHF 346.70 | CHF 322.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 341.90 | CHF 318.00 |
| 500 | CHF 330.40 | CHF 307.30 |
| 1'000 | CHF 301.40 | CHF 280.30 |
| 1'500 | CHF 271.90 | CHF 252.90 |
| 2'000 | CHF 242.90 | CHF 225.90 |
| 2'500 | CHF 213.90 | CHF 199.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.60 | CHF 98.20 |
| 100 | CHF 99.80 | CHF 92.80 |
| 200 | CHF 94.00 | CHF 87.40 |
| 300 | CHF 88.10 | CHF 81.90 |
| 400 | CHF 82.30 | CHF 76.50 |
| 500 | CHF 76.50 | CHF 71.10 |
| 600 | CHF 70.60 | CHF 65.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.