Avenir PrimaFlex — Obwalden
Obwalden: the PrimaFlex model from Avenir costs CHF 505.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 505.10, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 825.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 505.10 | CHF 469.70 |
| 500 | CHF 494.10 | CHF 459.50 |
| 1'000 | CHF 466.60 | CHF 433.90 |
| 1'500 | CHF 438.60 | CHF 407.90 |
| 2'000 | CHF 411.00 | CHF 382.20 |
| 2'500 | CHF 383.50 | CHF 356.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 350.50 | CHF 326.00 |
| 500 | CHF 339.00 | CHF 315.30 |
| 1'000 | CHF 310.00 | CHF 288.30 |
| 1'500 | CHF 280.50 | CHF 260.90 |
| 2'000 | CHF 251.50 | CHF 233.90 |
| 2'500 | CHF 222.50 | CHF 206.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 124.80 | CHF 116.10 |
| 100 | CHF 119.00 | CHF 110.70 |
| 200 | CHF 113.20 | CHF 105.30 |
| 300 | CHF 107.30 | CHF 99.80 |
| 400 | CHF 101.50 | CHF 94.40 |
| 500 | CHF 95.70 | CHF 89.00 |
| 600 | CHF 89.80 | CHF 83.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.