Avenir PrimaFlex — Region 2, Schaffhausen
Region 2, Schaffhausen: the PrimaFlex model from Avenir costs CHF 537.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 537.80, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 879.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 537.80 | CHF 500.20 |
| 500 | CHF 526.80 | CHF 489.90 |
| 1'000 | CHF 499.30 | CHF 464.40 |
| 1'500 | CHF 471.30 | CHF 438.30 |
| 2'000 | CHF 443.70 | CHF 412.70 |
| 2'500 | CHF 416.20 | CHF 387.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 397.30 | CHF 369.50 |
| 500 | CHF 385.80 | CHF 358.80 |
| 1'000 | CHF 356.80 | CHF 331.80 |
| 1'500 | CHF 327.30 | CHF 304.40 |
| 2'000 | CHF 298.30 | CHF 277.40 |
| 2'500 | CHF 269.30 | CHF 250.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 131.70 | CHF 122.50 |
| 100 | CHF 125.90 | CHF 117.10 |
| 200 | CHF 120.10 | CHF 111.70 |
| 300 | CHF 114.20 | CHF 106.20 |
| 400 | CHF 108.40 | CHF 100.80 |
| 500 | CHF 102.60 | CHF 95.40 |
| 600 | CHF 96.70 | CHF 89.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.