Avenir PrimaFlex — Neuchâtel
Neuchâtel: the PrimaFlex model from Avenir costs CHF 613.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 613.80, PrimaFlex is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'004.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 613.80 | CHF 570.90 |
| 500 | CHF 602.80 | CHF 560.70 |
| 1'000 | CHF 575.30 | CHF 535.10 |
| 1'500 | CHF 547.30 | CHF 509.00 |
| 2'000 | CHF 519.70 | CHF 483.40 |
| 2'500 | CHF 492.20 | CHF 457.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 435.40 | CHF 404.90 |
| 500 | CHF 423.90 | CHF 394.20 |
| 1'000 | CHF 394.90 | CHF 367.20 |
| 1'500 | CHF 365.40 | CHF 339.80 |
| 2'000 | CHF 336.40 | CHF 312.80 |
| 2'500 | CHF 307.40 | CHF 285.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 148.80 | CHF 138.40 |
| 100 | CHF 143.00 | CHF 133.00 |
| 200 | CHF 137.20 | CHF 127.60 |
| 300 | CHF 131.30 | CHF 122.10 |
| 400 | CHF 125.50 | CHF 116.70 |
| 500 | CHF 119.70 | CHF 111.30 |
| 600 | CHF 113.80 | CHF 105.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.