Avenir PrimaFlex — Region 1, Grisons
Region 1, Grisons: the PrimaFlex model from Avenir costs CHF 511.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 511.30, PrimaFlex is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 836.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 511.30 | CHF 475.50 |
| 500 | CHF 500.30 | CHF 465.30 |
| 1'000 | CHF 472.80 | CHF 439.70 |
| 1'500 | CHF 444.80 | CHF 413.70 |
| 2'000 | CHF 417.20 | CHF 388.00 |
| 2'500 | CHF 389.70 | CHF 362.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.00 | CHF 359.90 |
| 500 | CHF 375.50 | CHF 349.20 |
| 1'000 | CHF 346.50 | CHF 322.20 |
| 1'500 | CHF 317.00 | CHF 294.80 |
| 2'000 | CHF 288.00 | CHF 267.80 |
| 2'500 | CHF 259.00 | CHF 240.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 145.70 | CHF 135.50 |
| 100 | CHF 139.90 | CHF 130.10 |
| 200 | CHF 134.10 | CHF 124.70 |
| 300 | CHF 128.20 | CHF 119.20 |
| 400 | CHF 122.40 | CHF 113.80 |
| 500 | CHF 116.60 | CHF 108.40 |
| 600 | CHF 110.70 | CHF 102.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.