Avenir PrimaFlex — Glarus
Glarus: the PrimaFlex model from Avenir costs CHF 477.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 477.40, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 780.00 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 477.40 | CHF 444.00 |
| 500 | CHF 466.40 | CHF 433.70 |
| 1'000 | CHF 438.90 | CHF 408.10 |
| 1'500 | CHF 410.90 | CHF 382.10 |
| 2'000 | CHF 383.30 | CHF 356.40 |
| 2'500 | CHF 355.80 | CHF 330.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 351.90 | CHF 327.30 |
| 500 | CHF 340.40 | CHF 316.60 |
| 1'000 | CHF 311.40 | CHF 289.60 |
| 1'500 | CHF 281.90 | CHF 262.20 |
| 2'000 | CHF 252.90 | CHF 235.20 |
| 2'500 | CHF 223.90 | CHF 208.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 119.40 | CHF 111.00 |
| 100 | CHF 113.60 | CHF 105.60 |
| 200 | CHF 107.80 | CHF 100.20 |
| 300 | CHF 101.90 | CHF 94.70 |
| 400 | CHF 96.10 | CHF 89.30 |
| 500 | CHF 90.30 | CHF 83.90 |
| 600 | CHF 84.40 | CHF 78.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.