Avenir PrimaFlex — Region 3, Grisons
Region 3, Grisons: the PrimaFlex model from Avenir costs CHF 485.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 485.80, PrimaFlex is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 794.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 485.80 | CHF 451.80 |
| 500 | CHF 474.80 | CHF 441.50 |
| 1'000 | CHF 447.30 | CHF 416.00 |
| 1'500 | CHF 419.30 | CHF 389.90 |
| 2'000 | CHF 391.70 | CHF 364.30 |
| 2'500 | CHF 364.20 | CHF 338.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 367.60 | CHF 341.90 |
| 500 | CHF 356.10 | CHF 331.20 |
| 1'000 | CHF 327.10 | CHF 304.20 |
| 1'500 | CHF 297.60 | CHF 276.80 |
| 2'000 | CHF 268.60 | CHF 249.80 |
| 2'500 | CHF 239.60 | CHF 222.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 138.40 | CHF 128.70 |
| 100 | CHF 132.60 | CHF 123.30 |
| 200 | CHF 126.80 | CHF 117.90 |
| 300 | CHF 120.90 | CHF 112.40 |
| 400 | CHF 115.10 | CHF 107.00 |
| 500 | CHF 109.30 | CHF 101.60 |
| 600 | CHF 103.40 | CHF 96.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.