Avenir PrimaFlex — Nidwalden
Nidwalden: the PrimaFlex model from Avenir costs CHF 460.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 460.10, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 752.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 460.10 | CHF 427.90 |
| 500 | CHF 449.10 | CHF 417.70 |
| 1'000 | CHF 421.60 | CHF 392.10 |
| 1'500 | CHF 393.60 | CHF 366.10 |
| 2'000 | CHF 366.00 | CHF 340.40 |
| 2'500 | CHF 338.50 | CHF 314.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 339.30 | CHF 315.50 |
| 500 | CHF 327.80 | CHF 304.80 |
| 1'000 | CHF 298.80 | CHF 277.90 |
| 1'500 | CHF 269.30 | CHF 250.40 |
| 2'000 | CHF 240.30 | CHF 223.50 |
| 2'500 | CHF 211.30 | CHF 196.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 103.80 | CHF 96.50 |
| 100 | CHF 98.00 | CHF 91.10 |
| 200 | CHF 92.20 | CHF 85.70 |
| 300 | CHF 86.30 | CHF 80.20 |
| 400 | CHF 80.50 | CHF 74.90 |
| 500 | CHF 74.70 | CHF 69.50 |
| 600 | CHF 68.80 | CHF 64.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.