Avenir PrimaFlex — Region 2, Bern
Region 2, Bern: the PrimaFlex model from Avenir costs CHF 549.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 549.10, PrimaFlex is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 898.80 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 549.10 | CHF 510.70 |
| 500 | CHF 538.10 | CHF 500.50 |
| 1'000 | CHF 510.60 | CHF 474.90 |
| 1'500 | CHF 482.60 | CHF 448.90 |
| 2'000 | CHF 455.00 | CHF 423.20 |
| 2'500 | CHF 427.50 | CHF 397.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 400.80 | CHF 372.80 |
| 500 | CHF 389.30 | CHF 362.10 |
| 1'000 | CHF 360.30 | CHF 335.10 |
| 1'500 | CHF 330.80 | CHF 307.70 |
| 2'000 | CHF 301.80 | CHF 280.70 |
| 2'500 | CHF 272.80 | CHF 253.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.00 | CHF 114.40 |
| 100 | CHF 117.20 | CHF 109.00 |
| 200 | CHF 111.40 | CHF 103.70 |
| 300 | CHF 105.50 | CHF 98.20 |
| 400 | CHF 99.70 | CHF 92.80 |
| 500 | CHF 93.90 | CHF 87.40 |
| 600 | CHF 88.00 | CHF 81.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.