Avenir PrimaFlex — Region 2, Grisons
Region 2, Grisons: the PrimaFlex model from Avenir costs CHF 503.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 503.70, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 823.20 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 503.70 | CHF 468.40 |
| 500 | CHF 492.70 | CHF 458.20 |
| 1'000 | CHF 465.20 | CHF 432.60 |
| 1'500 | CHF 437.20 | CHF 406.60 |
| 2'000 | CHF 409.60 | CHF 380.90 |
| 2'500 | CHF 382.10 | CHF 355.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 381.20 | CHF 354.50 |
| 500 | CHF 369.70 | CHF 343.80 |
| 1'000 | CHF 340.70 | CHF 316.80 |
| 1'500 | CHF 311.20 | CHF 289.40 |
| 2'000 | CHF 282.20 | CHF 262.40 |
| 2'500 | CHF 253.20 | CHF 235.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 143.50 | CHF 133.40 |
| 100 | CHF 137.70 | CHF 128.00 |
| 200 | CHF 131.90 | CHF 122.70 |
| 300 | CHF 126.00 | CHF 117.20 |
| 400 | CHF 120.20 | CHF 111.80 |
| 500 | CHF 114.40 | CHF 106.40 |
| 600 | CHF 108.50 | CHF 100.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.