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Avenir PrimaFlex — Region 2, Grisons

Region 2, Grisons: the PrimaFlex model from Avenir costs CHF 503.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 503.70, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, PrimaFlex costs CHF 823.20 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 503.70CHF 468.40
500CHF 492.70CHF 458.20
1'000CHF 465.20CHF 432.60
1'500CHF 437.20CHF 406.60
2'000CHF 409.60CHF 380.90
2'500CHF 382.10CHF 355.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 381.20CHF 354.50
500CHF 369.70CHF 343.80
1'000CHF 340.70CHF 316.80
1'500CHF 311.20CHF 289.40
2'000CHF 282.20CHF 262.40
2'500CHF 253.20CHF 235.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 143.50CHF 133.40
100CHF 137.70CHF 128.00
200CHF 131.90CHF 122.70
300CHF 126.00CHF 117.20
400CHF 120.20CHF 111.80
500CHF 114.40CHF 106.40
600CHF 108.50CHF 100.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.