Avenir PrimaFlex — Geneva
Geneva: the PrimaFlex model from Avenir costs CHF 664.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 664.70, PrimaFlex is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'352.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 664.70 | CHF 618.20 |
| 500 | CHF 653.70 | CHF 608.00 |
| 1'000 | CHF 626.20 | CHF 582.40 |
| 1'500 | CHF 598.20 | CHF 556.40 |
| 2'000 | CHF 570.60 | CHF 530.70 |
| 2'500 | CHF 543.10 | CHF 505.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 509.00 | CHF 473.40 |
| 500 | CHF 497.50 | CHF 462.70 |
| 1'000 | CHF 468.50 | CHF 435.70 |
| 1'500 | CHF 439.00 | CHF 408.30 |
| 2'000 | CHF 410.00 | CHF 381.30 |
| 2'500 | CHF 381.00 | CHF 354.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 176.40 | CHF 164.00 |
| 100 | CHF 170.60 | CHF 158.60 |
| 200 | CHF 164.80 | CHF 153.20 |
| 300 | CHF 158.90 | CHF 147.70 |
| 400 | CHF 153.10 | CHF 142.40 |
| 500 | CHF 147.30 | CHF 137.00 |
| 600 | CHF 141.40 | CHF 131.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.