Avenir PrimaFlex — Region 2, Fribourg
Region 2, Fribourg: the PrimaFlex model from Avenir costs CHF 494.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 494.60, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'173.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 494.60 | CHF 460.00 |
| 500 | CHF 483.60 | CHF 449.80 |
| 1'000 | CHF 456.10 | CHF 424.20 |
| 1'500 | CHF 428.10 | CHF 398.20 |
| 2'000 | CHF 400.50 | CHF 372.50 |
| 2'500 | CHF 373.00 | CHF 346.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 344.40 | CHF 320.30 |
| 500 | CHF 332.90 | CHF 309.60 |
| 1'000 | CHF 303.90 | CHF 282.60 |
| 1'500 | CHF 274.40 | CHF 255.20 |
| 2'000 | CHF 245.40 | CHF 228.20 |
| 2'500 | CHF 228.20 | CHF 212.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 134.40 | CHF 125.00 |
| 100 | CHF 128.60 | CHF 119.60 |
| 200 | CHF 122.80 | CHF 114.20 |
| 300 | CHF 116.90 | CHF 108.70 |
| 400 | CHF 111.10 | CHF 103.30 |
| 500 | CHF 105.30 | CHF 97.90 |
| 600 | CHF 99.40 | CHF 92.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.