Avenir PrimaFlex — Region 1, Schaffhausen
Region 1, Schaffhausen: the PrimaFlex model from Avenir costs CHF 572.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 572.10, PrimaFlex is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 936.00 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 572.10 | CHF 532.10 |
| 500 | CHF 561.10 | CHF 521.90 |
| 1'000 | CHF 533.60 | CHF 496.30 |
| 1'500 | CHF 505.60 | CHF 470.20 |
| 2'000 | CHF 478.00 | CHF 444.60 |
| 2'500 | CHF 450.50 | CHF 419.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 422.60 | CHF 393.10 |
| 500 | CHF 411.10 | CHF 382.40 |
| 1'000 | CHF 382.10 | CHF 355.40 |
| 1'500 | CHF 352.60 | CHF 328.00 |
| 2'000 | CHF 323.60 | CHF 301.00 |
| 2'500 | CHF 294.60 | CHF 274.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.10 | CHF 130.30 |
| 100 | CHF 134.30 | CHF 124.90 |
| 200 | CHF 128.50 | CHF 119.50 |
| 300 | CHF 122.60 | CHF 114.00 |
| 400 | CHF 116.80 | CHF 108.60 |
| 500 | CHF 111.00 | CHF 103.20 |
| 600 | CHF 105.10 | CHF 97.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.