Avenir PrimaFlex — Thurgau
Thurgau: the PrimaFlex model from Avenir costs CHF 490.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 490.70, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 802.80 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 490.70 | CHF 456.40 |
| 500 | CHF 479.70 | CHF 446.20 |
| 1'000 | CHF 452.20 | CHF 420.60 |
| 1'500 | CHF 424.20 | CHF 394.50 |
| 2'000 | CHF 396.60 | CHF 368.90 |
| 2'500 | CHF 369.10 | CHF 343.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 356.00 | CHF 331.10 |
| 500 | CHF 344.50 | CHF 320.40 |
| 1'000 | CHF 315.50 | CHF 293.40 |
| 1'500 | CHF 286.00 | CHF 266.00 |
| 2'000 | CHF 257.00 | CHF 239.00 |
| 2'500 | CHF 228.00 | CHF 212.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.30 | CHF 118.40 |
| 100 | CHF 121.50 | CHF 113.00 |
| 200 | CHF 115.70 | CHF 107.60 |
| 300 | CHF 109.80 | CHF 102.10 |
| 400 | CHF 104.00 | CHF 96.70 |
| 500 | CHF 98.20 | CHF 91.30 |
| 600 | CHF 92.30 | CHF 85.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.