Avenir PrimaFlex — Basel-Stadt
Basel-Stadt: the PrimaFlex model from Avenir costs CHF 605.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 605.60, PrimaFlex is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 990.00 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 605.60 | CHF 563.20 |
| 500 | CHF 594.60 | CHF 553.00 |
| 1'000 | CHF 567.10 | CHF 527.40 |
| 1'500 | CHF 539.10 | CHF 501.30 |
| 2'000 | CHF 511.50 | CHF 475.70 |
| 2'500 | CHF 484.00 | CHF 450.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 448.00 | CHF 416.70 |
| 500 | CHF 436.50 | CHF 406.00 |
| 1'000 | CHF 407.50 | CHF 379.00 |
| 1'500 | CHF 378.00 | CHF 351.60 |
| 2'000 | CHF 349.00 | CHF 324.60 |
| 2'500 | CHF 320.00 | CHF 297.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 160.10 | CHF 148.90 |
| 100 | CHF 154.30 | CHF 143.50 |
| 200 | CHF 148.50 | CHF 138.10 |
| 300 | CHF 142.60 | CHF 132.60 |
| 400 | CHF 136.80 | CHF 127.20 |
| 500 | CHF 131.00 | CHF 121.80 |
| 600 | CHF 125.10 | CHF 116.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.