Avenir PrimaFlex — Region 1, Ticino
Region 1, Ticino: the PrimaFlex model from Avenir costs CHF 684.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 684.40, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'119.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 684.40 | CHF 636.50 |
| 500 | CHF 673.40 | CHF 626.30 |
| 1'000 | CHF 645.90 | CHF 600.70 |
| 1'500 | CHF 617.90 | CHF 574.70 |
| 2'000 | CHF 590.30 | CHF 549.00 |
| 2'500 | CHF 562.80 | CHF 523.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 512.60 | CHF 476.70 |
| 500 | CHF 501.10 | CHF 466.00 |
| 1'000 | CHF 472.10 | CHF 439.00 |
| 1'500 | CHF 442.60 | CHF 411.60 |
| 2'000 | CHF 413.60 | CHF 384.60 |
| 2'500 | CHF 384.60 | CHF 357.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 167.40 | CHF 155.70 |
| 100 | CHF 161.60 | CHF 150.30 |
| 200 | CHF 155.80 | CHF 144.90 |
| 300 | CHF 149.90 | CHF 139.40 |
| 400 | CHF 144.10 | CHF 134.00 |
| 500 | CHF 138.30 | CHF 128.60 |
| 600 | CHF 132.40 | CHF 123.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.