Avenir PrimaFlex — Region 2, Ticino
Region 2, Ticino: the PrimaFlex model from Avenir costs CHF 629.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 629.70, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'029.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 629.70 | CHF 585.60 |
| 500 | CHF 618.70 | CHF 575.40 |
| 1'000 | CHF 591.20 | CHF 549.80 |
| 1'500 | CHF 563.20 | CHF 523.80 |
| 2'000 | CHF 535.60 | CHF 498.10 |
| 2'500 | CHF 508.10 | CHF 472.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 471.60 | CHF 438.50 |
| 500 | CHF 460.10 | CHF 427.90 |
| 1'000 | CHF 431.10 | CHF 400.90 |
| 1'500 | CHF 401.60 | CHF 373.40 |
| 2'000 | CHF 372.60 | CHF 346.50 |
| 2'500 | CHF 343.60 | CHF 319.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 154.00 | CHF 143.20 |
| 100 | CHF 148.20 | CHF 137.90 |
| 200 | CHF 142.40 | CHF 132.50 |
| 300 | CHF 136.50 | CHF 127.00 |
| 400 | CHF 130.70 | CHF 121.60 |
| 500 | CHF 124.90 | CHF 116.20 |
| 600 | CHF 119.00 | CHF 110.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.