Avenir PrimaFlex — Uri
Uri: the PrimaFlex model from Avenir costs CHF 473.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 473.10, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 774.00 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 473.10 | CHF 440.00 |
| 500 | CHF 462.10 | CHF 429.80 |
| 1'000 | CHF 434.60 | CHF 404.20 |
| 1'500 | CHF 406.60 | CHF 378.20 |
| 2'000 | CHF 379.00 | CHF 352.50 |
| 2'500 | CHF 351.50 | CHF 326.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 312.60 | CHF 290.70 |
| 500 | CHF 301.10 | CHF 280.00 |
| 1'000 | CHF 272.10 | CHF 253.10 |
| 1'500 | CHF 242.60 | CHF 225.60 |
| 2'000 | CHF 213.60 | CHF 198.60 |
| 2'500 | CHF 198.70 | CHF 184.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 116.60 | CHF 108.40 |
| 100 | CHF 110.80 | CHF 103.00 |
| 200 | CHF 105.00 | CHF 97.60 |
| 300 | CHF 99.10 | CHF 92.10 |
| 400 | CHF 93.30 | CHF 86.80 |
| 500 | CHF 87.50 | CHF 81.40 |
| 600 | CHF 81.60 | CHF 75.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.